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Expat financial advice from the experts

Deutsche Lufthansa

Deutsche Lufthansa Pension

Europe has some of the worst-funded pension schemes in the world and among them are several airlines and aerospace companies. In a recent study that looked at over 9,000 global companies, Deutsche Lufthansa ranked in the top 20 of companies with the biggest deficits when compared to sales, according to MSCI. Increased costs, low interest […]

Frankfurt

Brexit Winners & Losers – Brexit Frankfurt

Brexit Frankfurt With a little less than a year to go before the UK formally leaves the EU, it is still very difficult to predict with any certainty, what Brexit will look like and who the eventual winners & losers may be. There are, however, some areas that in recent months have become a little […]

clerical medical bond

Do you hold a Clerical Medical Bond?

Clerical Medical International offshore Bonds Many investors own an International Offshore investment Bond and a number of the original providers of those Bonds have subsequently sold their ‘book’ of clients to other providers. Although a continuation of the original terms & conditions and service levels should be expected, many policyholders are not aware of those […]

Financial Advisor in Luxembourg

Expat Financial Advisor Luxembourg

Financial Advisor in Luxembourg Just as there are many reasons why expats choose to live and work in Luxembourg, there are many reasons for seeking financial advice. It is also important to understand the various forms of financial advice and what each financial advisor can offer. Understanding Financial Advice The most comprehensive advice, taking into […]

guernsey QROPS. Financial advice for expats

Is my Guernsey QROPS secure?

Guernsey QROPS Did you transfer to a Guernsey QROPS? Are you aware of the changes to legislation? Read on to find out how you may have been impacted. For many people who transferred their UK pension(s) to a QROPS in Guernsey some years ago, the choice of a stable offshore location at that time was […]

Should I transfer to a QROPS

Should I transfer to a QROPS?

Should I transfer to a QROPS? When you’re an expat, finances can (and invariably do) get complicated. In today’s article, we’re going to identify when expats should be considering a QROPS – and perhaps crucially, answer the question ‘Should I transfer to a QROPS’? Let’s set an example: take a person aged in their mid-fifties […]

global super commuters

Global super commuters vs traditional expats

Are you a global commuter or simply someone with feet in two countries? Changes in the expat work market The traditional image of an expat as someone who has moved to a new country to work or retire is being blurred by a wide range of other overseas movers and business makers. For some people, […]

Overseas UK Pension Transfers

Overseas UK Pension Transfers (QROPS)

 “To transfer, or not to transfer?” That is the question.  A question that many expats have wrestled with in the past and many more are and will wrestle with in the future. Even though the majority of questions asked concerning overseas UK pension transfers are quite similar, the answers and advice given are by no […]

Overseas UK Pension Transfers

How will Brexit impact my expat pension? QROPS & SIPP

What are the consequences of Brexit in terms of your expat pension? This is a question, I’m sure, on many people’s minds following the the recent vote in the UK to exit the European Union Although no changes will take place until the UK has officially left the EU, a time period of possibly 2 […]