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Expat financial advice from the experts

Moving to Oman

Mortgages for expats in the Middle East

While there are many different routes to building up a decent sized fortune, one of the oldest , and still a firm favourite for many people, is  investing in property. Lots of people prefer this approach as property is tangible, easily understood, and historically has proven to be a very resilient investment vehicle over time. […]

expats in Italy

What does the 2018 Italian election mean for expats?

The 5 Star Movement has made huge gains in the most recent election held in Italy on 4th March 2018. With just over 32% of the vote they are the dominant player in the broad based centre right alliance. But what does this mean for expats in Italy? Together with the political party, “Lega”, previously […]

exchange rate

Expat exchange rate: bigger concern than triple lock pension guarantee

A number of the UK’s expats believe that the exchange rate could have more of an impact on their finances than the uncertainty surrounding the triple lock pension guarantee. State Pensions and Triple Lock concerns Expats living in the European Union currently enjoy annual state pension rises, no different to those they’d receive if they […]

Final Salary Pensions

Warning – Brexit & Final Salary Pensions

As most people will already be aware the UK via the FCA and HMRC have been making frequent changes to Pension rules and the way pensions are taxed therefore it is important to know the options you have on your Final Salary Pensions. The sweeping changes have been met with mixed reviews but in the […]

financial planning

Tax and financial planning for expats in Spain

There is much uncertainty for British expats in Spain. Many expats invest their hard earned money for growth and or income, but what about the tax that needs to be paid? The Automatic Exchange of Information (AEOI) rules have made the need for financial planning and advice on avoiding Spanish tax and investing in Spain crucial. […]

Expat Spanish Taxation – Foreign Asset Reporting

Expat Spanish taxation is a very complicated affair and there are potentially severe fines and penalties for anybody who fails to declare and pay the correct tax in Spain. Expats that feel they are NOT tax resident can be in for a nasty shock. The Automatic Exchange of Information rules have already started to catch […]