Advice Articles

Expat financial advice from the experts

Britannia QROPS

Do you have a Britannia QROPS?

Britannia QROPS? If you have previously lived in New Zealand then there is a good chance you hold a Britannia QROPS. First of all,  let me make clear that Britannia Financial Services is a well-established reputable company. They have dealt with thousands of UK transfers of pensions and if you live in NZ then there would be […]

BBC pension scheme

Do you hold a BBC pension scheme?

Do you hold a BBC pension scheme? We have recently been contacted by a number of clients who have received details of their defined benefits BBC pension scheme and the options available to them. The letter from the BBC states you have 2 options. Option 1: Claim your full BBC pension. This means the full defined […]

QROPS Complaints

Have you been missold a QROPS? QROPS Complaints!

QROPS Complaints Have you been mis-sold a QROPS? Are you currently in a Maltese or Gilbrator QROPS but don’t know why and are now locked in with expensive annual management charges and penalties for leaving your current investments. Unfortunately here at Harrison Brook, we receive numerous QROPS complaints from more and more clients who have unnecessarily been […]

expats philippines

Expat Financial Advice in the Philippines (Updated 2018)

Expats Philippines, do you live or plan to move to the Philippines? Looking for regulated international portable financial advice? If you’re an Expatriate or International, living in the Philippines and you are looking for professional expat financial advice/planning we are here to help. We are experienced and familiar with assisting expats in the Philippines, living and […]



Have you moved abroad or looking to move abroad? The question which remains with many expats, is a QROP or a SIPP suitable for my pension? I currently hold a QROP is this still suitable? Whilst many expats who have left the UK are fully aware of the QROP (qualifying recognised overseas pension), there is […]

Lifetime Allowance

Pension Lifetime Allowance

Are you living abroad as an expat but have a pension that has reached the lifetime allowance? Do you have options available for further growth on your pension? Have you secured a Lifetime Allowance? What You Need to Know The Lifetime Allowance is the maximum pensions savings you can build up without a tax charge […]


American Expats living Offshore

Are you among the many American expatriates that have left to retire abroad? What do you do with your pensions funds that you hold in America? Quick facts Under the age of 59 years and 6 months, you may be subject to 10% tax charge and your usual income tax charges if you in-cash your […]

Canadian QROPS

No Canadian QROPS – you can still transfer UK Pensions

Did you know that HMRC has cut all Canadian QROPS? In February 2017 Her Majestys Revenue and Customs (HMRC) decided to cut all Canadian QROPS / ROPS (Qualified/ Recognised Overseas Pensions Schemes) from the ROPS list. The reasons being that Canadian retirement plans allow for the holder to use their pension as collateral when buying a […]

Barclays SIPP

Do you have a Barclays SIPP and live Offshore?

Are you aware that Barclays is no longer servicing expats? If you hold a Barclays SIPP you may have been informed that the firm has recently made the decision to stop allowing expats to trade their SIPP. This means that for you, the expat investor, growing your pension overseas has just become a lot harder. […]

Evonik Industries pension

Evonik Industries Pension Scheme?

Do you hold an Evonik Industries Pension? The Evonik Industries pension scheme currently has the 6th largest pension deficit throughout the world.  According to MSCI’s research, which examined the pension funding status of 5,300 companies. Evonik Industries has a 32.5% gap between its pension obligations and the resources set aside to fund them. If you […]