Advice Articles

Expat financial advice from the experts

kodak pension plan

Do you hold a Kodak Pension?

Do you hold a Kodak pension? If you are part of the Kodak pension (Kodak Pension Plan – KPP) then it is likely you have received a newsletter from the Kodak UK Pensions trustees, but also as reported by Josephine Cumbo in the Financial Times plan members face a threat of pension deductions. The message from Kodak […]

French PERP/QROPS

No French PERP/QROPS – You can still transfer

Are you aware that HMRC has cut all French PERP/QROPS? As of December 2016, all French PERP/QROPS were delisted by HMRC.  A PERP (Plan d’Epargne Retraite Populaire) is a long-term savings product that provides an additional regular income from retirement age. A QROPS (Qualifying Recognised Overseas Pension Scheme) is a non-UK based pension scheme recognised by […]

No American QROPS – You can still transfer UK Pensions

No American QROPS – You can still transfer UK Pensions

Are you aware that HMRC has cut all American QROPS? From the 9th March 2017, the Chancellor of the Exchequer announced in his annual budget the introduction of an Overseas Transfer Charge (OTC). The OTC is, in essence, a 25% tax on any pension transfer to a QROPS for those that reside outside of the EEA […]

Fee based financial advice Spain

Fee based financial advice Spain

Fee based financial advice Spain Spain has the highest numbers of British Expats throughout the world. It is easy to see why with the climate, food and low cost of living. As a result, there are a huge number of financial advisers in Spain, the majority of which still all work from a commission-based model. […]

financial advice for expats in dordogne

Financial Advice for expats in Dordogne

Financial advice for expats in Dordogne Dordogne has long been a favourite with British expats thanks to its picture-perfect countryside, fantastic weather and renowned food and wine. Many have “holiday” home here while others have come and never left. With the high number of Brits bring the need for financial advice for those expats living here. […]

Do you have a Halliburton Pension?

Do you have a Halliburton Pension?

Halliburton Pension- Background Halliburton Company is an American multinational corporation. One of the world’s largest oil field service companies, it has operations in more than 70 countries.It owns hundreds of subsidiaries, affiliates, branches, brands, and divisions worldwide and employs approximately 50,000 people Unlike a number of companies, The Halliburton defined benefits/final salary pension scheme is one of the […]

pension tax free

Non-Habitual Tax regime in Portugal

The Non-Habitual Tax regime in Portugal Background: The Non-Habitual Tax regime in Portugal allows anyone who becomes a tax resident in Portugal (subject to being accepted by NHR) the ability to receive qualifying income, tax-free in Portugal and the country of the source of income. The regime was introduced in 2009. The only requirement to gain access to this […]

overseas trust and pensions

Overseas Trust and Pensions – Guernsey

Overseas Trust and Pensions – Guernsey If you have a ‘COPIA’ pension with Overseas Trust and Pensions Guernsey then you will be familiar with the associated issues in drawing down your pension and expensive annual trustee fees. Background “Overseas Trust & Pensions” are a specialist provider of international trust, retirement and pension solutions for both corporate […]

liberty sipp

Do you hold a Liberty SIPP?

Liberty SIPP First of all, if you are a Liberty SIPP holder then you will have been well aware of the negative press they have been receiving. Indeed, while the name Liberty SIPP has become synonymous with mis-selling of SIPP’s between 2011 and 2013 it is claimed that up to 700 investors have suffered significant […]

Investment income taxation France 2018

Investment Income Taxation France 2018

Investment income taxation France 2018 What are the changes in Investment income taxation France 2018? As of January 2018 tax residents of France are no longer required to pay French Wealth Tax on savings and investments. Additionally, there is a new tax rate on investment income benefits.  Below I have identified the main changes for […]