Advice Articles

Expat financial advice from the experts

pension tax free

Non-Habitual Tax regime in Portugal

The Non-Habitual Tax regime in Portugal Background: The Non-Habitual Tax regime in Portugal allows anyone who becomes a tax resident in Portugal (subject to being accepted by NHR) the ability to receive qualifying income, tax-free in Portugal and the country of the source of income. The regime was introduced in 2009. The only requirement to gain access to this […]

liberty sipp

Do you hold a Liberty SIPP?

Liberty SIPP First of all, if you are a Liberty SIPP holder then you will have been well aware of the negative press they have been receiving. Indeed, while the name Liberty SIPP has become synonymous with mis-selling of SIPP’s between 2011 and 2013 it is claimed that up to 700 investors have suffered significant […]

capita Pension

Capita Pension | Capita Defined Benefit pensions

Do you hold a Capita Pension? Are you living abroad and due your Capita Pension? Capita are currently issuing all policyholders with their most up-to-date value. Many expats are misunderstanding this letter. Why the Concern? Expats who hold a Defined Benefit policy with Capita will have been issued a letter to state the retirement benefit […]

draw-down

Pensioners risk draining their savings

Retirees are at risk of running out of money in retirement. Research from Zurich UK has found that a third have no investment experience and two in five are not getting any financial advice. Moreover, around half a million people are taking advantage of the pension freedoms to draw down their retirement savings, but a […]

purchasing property in the UAE

Purchasing property in the UAE

The UAE has become a popular place for foreign investors and expats. In recent year’s changes to the law have opened up the UAE property market to foreigners. As such, purchasing property in the UAE is now relatively straightforward, provided that you have the finance. Requirements The UEA government has a 6-month visa for property […]

TNEB

Tamil Nadu Electricity Board – TNEB Pension

Tamil Nadu Electricity Board TNEB, is a power generation and distribution company owned by Government of Tamil Nadu. It was created as a regulated monopoly under section 131 of the Electricity Act (2003) as a successor of the Tamil Nadu Electricity Board. It is the largest State Electricity Board in the country in terms of […]

Moving to Oman

Mortgages for expats in the Middle East

While there are many different routes to building up a decent sized fortune, one of the oldest , and still a firm favourite for many people, is  investing in property. Lots of people prefer this approach as property is tangible, easily understood, and historically has proven to be a very resilient investment vehicle over time. […]

Deutsche Lufthansa pension

Deutsche Lufthansa Pension

Europe has some of the worst-funded pension schemes in the world and among them are several airlines and aerospace companies. In a recent study that looked at over 9,000 global companies, Deutsche Lufthansa ranked in the top 20 of companies with the biggest deficits when compared to sales, according to MSCI. Increased costs, low interest […]

Asia still draws in Expatriates

Having experienced a surprising economic and demographic growth over the past years, Asia is deemed to be a real haven for expatriates looking for new opportunities. Moving to Asia will also allow you to discover different nations, their lifestyles and enjoy an unparalleled quality of life. Asian countries such as Thailand, Philippines, Indonesia and Burma […]