What impact does the 720 Modelo have on my pension?

Posted on 6th April 2018 in Advice

720 Modelo and my pension Before answering ‘what impact does the 720 Modelo have on my pension’ we are best off breaking it down. Many of our clients know about the 720 Modelo but are unsure the exact details and associated implications. So…… What is the 720 Modelo? Brought in under new legislation in 2012 […]

Do you have a Britannia QROPS?

Posted on 21st March 2018 in Advice

Britannia QROPS? If you have previously lived in New Zealand then there is a good chance you hold a Britannia QROPS. First of all,  let me make clear that Britannia Financial Services is a well-established reputable company. They have dealt with thousands of UK transfers of pensions and if you live in NZ then there would be […]

Do you hold a BBC pension scheme?

Posted on 14th March 2018 in Advice

Do you hold a BBC pension scheme? We have recently been contacted by a number of clients who have received details of their defined benefits BBC pension scheme and the options available to them. The letter from the BBC states you have 2 options. Option 1: Claim your full BBC pension. This means the full defined […]

QROPS Complaints! Have you been missold a QROPS?

Posted on 8th March 2018 in Advice

QROPS Complaints Have you been mis-sold a QROPS? Are you currently in a Maltese or Gilbrator QROPS but don’t know why and are now locked in with expensive annual management charges and penalties for leaving your current investments. Unfortunately here at Harrison Brook, we receive numerous QROPS complaints from more and more clients who have unnecessarily been […]

Do you have a Barclays SIPP and live Offshore?

Posted on 29th January 2018 in Advice

Are you aware that Barclays is no longer servicing expats? If you hold a Barclays SIPP you may have been informed that the firm has recently made the decision to stop allowing expats to trade their Barclays SIPP. This means that for you, the expat investor, growing your pension overseas has just become a lot […]

Evonik Industries Pension Scheme?

Posted on 25th January 2018 in Advice

Do you hold an Evonik Industries Pension? The Evonik Industries pension scheme currently has the 6th largest pension deficit throughout the world.  According to MSCI’s research, which examined the pension funding status of 5,300 companies. Evonik Industries has a 32.5% gap between its pension obligations and the resources set aside to fund them. If you […]

Expat Tax in Spain

Posted on 7th December 2017 in Advice

With Spain being one of the top destinations for expats, have you considered the tax implications that are required and, how sufficient wealth advice can help? Under the current rules, you are liable for tax in Spain on worldwide assets if you are here for 183 days or more. This still applies even if you […]

Delisted Hong Kong QROPS

Posted on 7th December 2017 in Advice

Delisted Hong Kong QROPS As of April 2017, there were 23 listed Hong Kong QROPs. One delisted straight away and a further 2 delisted in October. All remaining 19 Hong Kong QROPS have been delisted by HMRC and are no longer included in the authority’s list of approved schemes. As is usual, HMRC has given no […]

Retire in Norway- The Expat Guide.

Posted on 7th December 2017 in Advice

You’re coming up to retirement, or perhaps you’ve already been enjoying it for some years, but what now? What do you do when suddenly your life becomes free time? When you can start living the work free life you’ve dreamed off? You retire in Norway! The InterNations Expat Insider report of 2016 saw Norway excelling […]

British Expats in Thailand – The Expat Guide.

Posted on 6th December 2017 in Advice

Expats in Thailand You’ve spent your working life building and growing your pension pot. All those hours worked to support your family and your future should not be threatened by the insecurity of the British economy in these changing times. But what can you do? It’s time to fulfil your dreams of retiring abroad… and […]