Advice Articles

Expat financial advice from the experts

BBC pension scheme

Do you hold a BBC pension scheme?

Do you hold a BBC pension scheme? We have recently been contacted by a number of clients who have received details of their defined benefits BBC pension scheme and the options available to them. The letter from the BBC states you have 2 options. Option 1: Claim your full BBC pension. This means the full defined […]

NT (Nil Tax) code

How to apply for your NT (Nil Tax) code?

 Applying for an NT (Nil Tax) code? If you’re a British national living outside of the Uk, looking to drawdown an income or currently drawing down an income from a UK pension scheme, then applying for an NT (Nil Tax) code will be of great importance. An NT code means you won’t pay tax on the […]

Transfer my Dutch pension

Transfer my Dutch pension

The Netherlands is frequently recognised as having one of the world’s top ranking pension systems by the Melbourne Mercer Global Pension Index. This high ranking is thanks to the diversity of the Dutch pension system’s funding sources, its accuracy in measuring costs and contributions to ensure fair distribution, and its strong regulation by the Dutch […]

expats in qatar

Qatar still a mecca for UK expats

Qatar still a mecca for UK expats looking to work and retire. With an ever-increasing number each year of UK expats, the population continues to grow. Around 25,000 UK expats live in Qatar as of the statistics 2017. Residency in Qatar Qatar has a population of 2.7 million, including some 300,000 citizens, and has been […]

expats in oman

Oman – Healthcare, Jobs, Lifestyle, Homes and Schools.

What you need to know about moving to Oman… For many Oman is not the first place that springs to mind when thinking about moving abroad. But with a strong, and growing, infrastructure, job opportunities, cheap (and luxury) accommodation and good health care and schools, Oman could be the perfect destination for you and your […]

move to portugal

Financial Advice for expats in Portugal

Moving abroad? Consider Portugal. So, other than a high quality health system, easy accessibility to the rest of the world and 3300 hours of sunshine a year! Why else would anyone move to Portugal? How about the Portuguese Non-Habitual Tax Resident scheme (NHR)? What is NHR? The NHR is a Portuguese tax regime that allows […]

pension sipp

Pension Transfer Values

Lump sum or regular income… what’s your best option? With previous employers offering huge pension transfer values and schemes being more flexible than you thought. What is your best option as you enter into, or continue your retirement. Defined benefit scheme As many at 5 million people have built significant pensions through years of service […]


Looking to export? You may need to spend time living abroad

There’s thousands of opportunities out there, it’s your job to find them and conquer them. UK business owners are currently going through a period of great uncertainty. With the economy going through something of a rough patch, and Brexit ambiguity a constant shadow hovering above us, many businesses are more concerned with staying afloat than […]

Should I transfer to a QROPS

Should I transfer to a QROPS?

Should I transfer to a QROPS? When you’re an expat, finances can (and invariably do) get complicated. In today’s article, we’re going to identify when expats should be considering a QROPS – and perhaps crucially, answer the question ‘Should I transfer to a QROPS’? Let’s set an example: take a person aged in their mid-fifties […]