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Expat financial advice from the experts

Expat Financial Advice in the Philippines (Updated 2018)

expats philippines

Expats Philippines, do you live or plan to move to the Philippines? Looking for regulated international portable financial advice?

If you’re an Expatriate or International, living in the Philippines and you are looking for professional expat financial advice/planning we are here to help.

We are experienced and familiar with assisting expats in the Philippines, living and working outside of their country of origin, to address their individual financial planning and investment needs. We are cross border international specialists, with advice provided globally from a UK regulated base.

Portable retirement planning 

International Private Retirement Plan, expats moving from place to place with this transient lifestyle goes very much against their retirement planning. It often prevents them forming coherent financial plans over the medium-long term. Offshore portable retirement plans offer a great solution to the transient contractor who, just like their local counterpart, wishes to invest and make financial plans for his or her future. The inconvenience and disruption of needing to re-establish a new retirement plan every time you ‘country hop’ is negated by this geographically portable solution. The plan stays in the same place while you move around, and it grows tax free the whole time, in a tax efficient investment area.

UK pension transfers 

Wondering how to transfer or consolidate your UK pensions (including UK frozen pensions) to the Philippines? We offer an international SIPP (Self Invested Personal Pensions) as a QROPS (Qualifying Overseas Pension Schemes) would be unsuitable for expats in the Philippines.

Do you already hold a QROP and paying heavy charges? We can also assist with the transfer to a suitable low-cost International SIPP structure.

US Pension Transfers

Under the age of 59 years and 6 months, you may be subject to 10% tax charge and your usual income tax charges if you in-cash you 401K. Your plan provider will typically keep 20% for the IRS. If you are 55 to 59 and 6 months you may be able to avoid the 10% tax charge if you terminated employment no earlier than the year you turned 55.

If you are no longer employed by the company then you can cash in or, rollover your 401K plan into an IRA. Upon on the transfer of your 401K, the tax can be deferred into a Roth IRA allowing you to avoid the US tax as a rollover is not considered cashing in a 401K.

International insurances 

Are your family protected with international expat life, income and health insurance? Harrison Brook is committed to providing private security contractors with the cheapest route to buy international insurances.

Investment advice

Have you built up savings in your bank account? Fed up with low bank interest returns? We have a range of portable investment solutions available, ranging from fund platforms, flexible lump sum vehicles to portfolio bonds. Our portfolio management services are personalised to each client, depending on such criteria as investment term and your attitude to risk.

Why do expats choose Harrison Brook?

Specialists in dealing with expats in the Philippines

Products and services are provided globally from the world’s largest banks by multi award winning UK regulated advisers

Solutions for the transient expat – perfect for clients who country hop or move around

Globally based

Fee Based not commission based. All fees disclosed to the client

No restrictions on client location

Regulated to the very highest levels, worldwide

Ongoing management/advice is provided quarterly

How do you get started and take the first step?

To learn more about financial advice for expats in the Philippines, try our revolutionary online advice service, get started today for free, no obligation, financial analysis and information.

You can speak to one of our advisers instantly or schedule an appointment to understand how we can help you while you live and work in the Philippines.

See how Harrison Brook's Financial Advisers can help

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